BODY {
margin : 0px;
background-color : White;
font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
color: #333333;
 background-image : url(../if/bg.gif);
 background-repeat : no-repeat;

}

h1  {
	font-size : 14pt;
	margin: 20px;
	font : Verdana, Helvetica, sans-serif;
	color: #333333;
}

h2  {
	font-size : 12pt;
	margin: 20px;
	font : Verdana, Arial, Helvetica, sans-serif;
	color: #333333;
    font-weight: bold;
}

hr {
	color: #cccccc;
}

p  {
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
	font-size: 10pt;
	margin: 0px 20px 10px 20px;
}
	
ul li {
	font-size: 10pt;
	list-style-image : url(../if/bullet.gif);
	margin-left: 12px; 
	margin-bottom : 10px;
	padding: 0px 10px 0px 10px;
}

ol li {
	font-size: 10pt;
	list-style-type : decimal;
	margin-left: 15px; 
	margin-bottom : 10px;
	padding: 0px 10px 0px 5px;
}

a:link {
  color: #0000FF;
  text-decoration: underline;
}

a:visited {
  color: #0000FF;
  text-decoration: underline;
}

a:hover { 
  color: #0000FF;
  background-color : #DDD9CA;
  text-decoration: none;
}


 /* this custom section*/
 
 /*cookie-crumb menu in center column*/	
.cookie {
	font-size: 8pt;
	font-weight: normal;
	color: #333333;
	text-align: right;
	margin: 5px 20px 5px 20px;
	padding: 0px 0px 6px 3px;
}

 /*regular body text centered*/
.center {
	font-size: 10pt;
	text-align: center;
	margin: 0px 10px 0px 10px;
}

 /*white text on blue bg*/
.ftr {
	font-size: 8pt;
	color: #333333;
	text-align: center;
	margin: 3px 30px 3px 30px;
}

 /*headline tag*/	
.headline {
	font-size: 8pt;
	font-weight: normal;
	color: #333333;
	text-align: right;
	margin: 0px 0px 3px 30px;
}

 /*menu style*/
.menu {
	font-size: 10pt;
	font-weight: normal;
	margin: 10px 3px 10px 3px;
	font : Verdana, Arial, Helvetica, sans-serif;
}

 /*menu style*/
.menu div {
	font-size: 10pt;
	font-weight: normal;
	font : Verdana, Arial, Helvetica, sans-serif;
}

 /*footer menu style*/
.menu2 {
	font-size: 10pt;
	text-align: center;
	margin: 10px 10px 10px 10px;
}

 /*regular body text*/
.right {
	font-size: 10pt;
	margin: 0px 10px 0px 10px;
	text-align: right;
}